Welcome to Fighting Back, the Guardian’s new pop-up newsletter from our opinion desk. From now until the inauguration, you will hear from big thinkers on what we can all do to protect civil liberties and fundamental freedoms in a Trump presidency. If you aren’t already a subscriber, you can sign up here.
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Think about all the levers of power – local, state, federal, corporate and in the broader civil society. Sketch how each of them relate to the problem you hope to tackle. Most likely, Donald Trump and his administration will have a lot of say on this issue, but they won’t be the only players. Move forward with the intention to confront that issue, rather than attack the US president-elect, and you may find unexpected allies. By doing so, you will give yourself a chance to make a meaningful difference.
It struck me, in 2016, that many in the media were overlooking the fact that the US had elected a real estate developer president
As an investigative reporter, I spent the first Trump term focused on housing and economic equity. It struck me, after Trump’s surprise win over Hillary Clinton in 2016, that many in the media were overlooking the fact that the US had elected a real estate developer president – one who had been forced to settle a federal discrimination suit, at that.
Housing is central to the American dream. It is nearly every family’s largest expense and the single most important source of wealth for homeowners. But on Barack Obama’s watch, homeownership slipped to a 50-year low. Black and brown families bore the brunt of the decline. I and my colleagues at Reveal from the Center for Investigative Reporting set out out not to confront Trump per se, but to attack the following problem:
Fifty years after President Lyndon Johnson signed the Fair Housing Act, which banned discrimination in mortgage lending, the homeownership gap between Black and white families is larger than during the Jim Crow era. What can we do to ensure equal access to credit and a fair shake at the American dream?
Confronting Trump directly seemed like a fool’s errand. His treasury secretary, Steve Mnuchin, was a Wall Street executive who personally profited off the foreclosure crisis. The man Trump appointed as the country’s top bank regulator, the comptroller of the currency Joseph Otting, was former chief executive of Mnuchin’s OneWest Bank. From 2010 to 2015, the years Otting was in charge, OneWest made just 1% of its home loans to Black families and 3% to Latinos, despite being headquartered in southern California. But Trump, Mnuchin and Otting were not the only people with power over mortgages. State, local and corporate officials could also be held accountable.
In February 2018, my colleague Emmanuel Martinez and I published an investigation, Kept Out, which used an analysis of 31m mortgage records to expose modern-day redlining in 61 US cities. In Atlanta, Detroit, Philadelphia, San Antonio, Washington DC and dozens of others, we found people of color were far more likely to be denied a home loan even when they made the same amount of money, sought the same size loan and wanted to buy in the same neighborhood.
This was a year into Trump’s first term. Republicans also controlled both houses of Congress. But our approach, simultaneously sweeping and local in scope, gave communities the tools they needed to hold public officials and corporations accountable.
Six state attorneys general launched investigations. In Philadelphia, where we conducted our field reporting, the city created a $100m revolving loan fund to help first-time homebuyers. Jamie Dimon, the chief executive of JPMorgan Chase, the country’s largest bank, visited the city and promised a major expansion in community lending. After Trump left office, three states and the justice department reached a $20m settlement with one of Warren Buffett’s mortgage companies, which had been the largest home purchase lender in Philadelphia.
That inquiry, launched by then Pennsylvania attorney general Josh Shapiro, found loan officers and mortgage brokers at Buffett’s companies shared pictures of Black people holding wheelbarrows filled with watermelons. One sent a message that read “PROUD TO BE WHITE!” Another complained: “When I call you N****r, K*ke, Towel head, Sandn***r, Camel Jockey, Beaner, Gook, or Chink … You call me a racist.” A top company official posted a picture with the Confederate flag. In addition to settling the case, the company shut down.
We, the public, would be well-served to step back from this partisan tit-for-tat and focus on whether political leaders get stuff done
This history is worth revisiting as Trump returns to power and once again stacks his administration with cronies. Some blue-state governors, including California’s governor, Gavin Newsom, and Illinois’s governor, JB Pritzker, have positioned themselves to lead the resistance, with Newsom convening a special legislative session to “Trump-proof” the state.
But we, the public, would be well-served to step back from this partisan tit-for-tat and focus on whether political leaders “get stuff done”, as Shapiro said in his post-election statement.
Housing is a major concern for Americans of all political perspectives. A recent Pew Research survey found 69% percent of respondents were “very concerned” about housing costs – with overwhelming majorities of both Republicans and Democrats worried. On this metric, the blue states are failing.
California and New York have the lowest homeownership rates and the highest rents, according to the US Census Bureau. In California, a family must make $221,000 a year to qualify for a loan on a “mid-tier” home, according to an October report from the state legislative analyst office. If you’re a working-class person of any race, it’s no wonder Trump’s outrage is attractive. Democratic politicians aren’t solving the problems most important to you.
Homelessness is also on the rise – especially in blue states and especially in California. According to the Department of Housing and Urban Development, California accounted for 49% of all unsheltered people in the United States last year (123,423 people) – nearly eight times the number of unsheltered people in second-place Florida.
None of this is Trump’s fault. California is the fourth-largest economy in the world with a state budget approaching $300bn. The Golden state has poured $24bn into solving its homelessness crisis over the last five years, but a state audit found it didn’t adequately track whether all that money was spent effectively. In San Francisco, where residents voted to oust their mayor in favor of the heir to the Levi Strauss fortune, the city spends nearly a billion dollars a year fighting homelessness – and likewise has little to show for it.
Center an issue you care about, ask who is responsible for solving it, find allies and move forward with intention
So where does this leave us? Back where we started. It sounds basic, but it’s true. People want a government that works for them. Center an issue you care about, ask who is responsible for solving it, find allies and move forward with intention. Not only will this approach bring results for you and those you care about, it will also provide an opportunity to dull the political polarization that feeds Trump’s power. You may not be able to lessen Trump’s rage or his desire for retribution, but you will be able to get something done – and that’s the most important step to creating the world you want to live in.
What gives me hope
I derive hope and strength from the community around me. I know that all of us, pushing together, can weave a tapestry of strength that propels impact. In this time, consider supporting organizations that provide space to mission-driven journalists to find common cause together, including the Maynard Institute for Journalism Education, the Pulitzer Center for Crisis Reporting and the Carter Center, home of the Rosalynn Carter Fellowship for Mental Health Journalism.
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Aaron Glantz, a two-time Peabody award winner and Pulitzer prize finalist, is a fellow at Stanford University’s Center for the Advanced Study of Behavioral Sciences. His books include Homewreckers: How a Gang of Wall Street Kingpins, Hedge Fund Magnates, Crooked Banks and Vulture Capitalists Suckered Millions Out of Their Homes and Demolished the American Dream (HarperCollins).
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